Hmmm, the cards DO look pretty cool and I do like the idea behind the card. The only thing I don't like is the 14% APR interest the card carries. If they could make the interest rate competitve, say to the 9.8% my credit union carries, I'd look very closely at changing cards.... But on the other hand, if you're never going to carry a balance, why the hell not? What do the rest of you think? Mike